Jayanagar 3rd Block East Bangalore-560011, Karnataka India
Keep Your Savings Safe. Not Drained by Underinsurance
With over 70% of India underinsured, ARM helps you see if your policy can actually protect your money.
Simple, Transparent Quotes. Built Around Your Actual Needs
65% believe they’re fully covered. we compare across insurers to show what truly protects you.
Fast, Trusted, and Built Around Your Real Risks
Instant guidance with coverage options that don’t leave gaps behind. India’s protection gap is as high as 92%, we help you close it confidently.
11
Years of
Experience
About company
Discover How We Protect You from Underinsurance, Before It Hurts
We walk with you through every high and low, ensuring your insurance is adequate, updated, and aligned with your real-life risks.
At BasketOption.insure, our advanced tools and deep industry insights help you uncover blind spots in your coverage.With a Founder and Management Team boasting 50+ years of collective experience, we don’t just offer insurance — we offer clarity, adequacy, and long-term security.
+91 80269 51605
Call to Our Experts
Our services
Protection that fits your life — without gaps.
We help you stay focused on building your future, while we make sure your coverage is complete, adequate, and aligned with your real risks.
Health insurance
Complete protection with plans designed to reduce out-of-pocket expenses and avoid common coverage gaps.
Motor insurance
Safeguard your ride and hit the road worry-free with our all-inclusive motor insurance coverage
Life insurance
Secure your family’s financial future with tailored options focused on adequate long-term cover.
Liability insurance
From professional risks to operational exposures — get coverage that shields your business from major financial setbacks.
Group Health insurance
Strengthen your workforce with flexible, adequate health benefits and underinsurance-proof corporate plans.
Fire insurance
Secure your home or business against fire hazards with our affordable and trusted insurance solutions.
Travel insurance
Travel worry-free and enjoy your journey with our reliable travel insurance options, designed to keep you protected.
Marine Insurance
Comprehensive marine insurance solutions that safeguard your vessels, cargo, and marine operations.
Why choose
Your Smart Choice: Why People Choose Us
BasketOption.insure is a modern insurance broking house powered by advanced technology and grounded in strong values.
People choose us because we don’t just help you get insured — we help you stay adequately protected, always.
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Claim Support
We make claims easier with end-to-end help on paperwork, communication, and fair, timely settlement.
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Risk Assessment Tools
Our tools expose coverage gaps and underinsurance, helping you understand and boost protection.
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Prime Services
We streamline your insurance with reminders, renewals, smart recommendations, and easy portability support.
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Portfolio Management
We manage your full insurance portfolio, keeping policies balanced and aligned with your changing needs
BasketOption
Free quote
Insure with Confidence:
Get Your Personalized Insurance Quotes Today!
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K+ARM Tests Taken
Our experts
Meet our experienced
team people
Founder
Aryan Sait
Principal Officer
Athar SMY
General Manager
Adithya Kumar K C
National Head
Sri Harsha B S
Contact our expert insurance team members to take Our best policies
testimonials
What our customers are
talking about our insurance company
Our clients trust us because we stand with them through every step — from understanding risks to ensuring their coverage is truly adequate. Their experiences reflect our commitment to clarity, support, and long-term protection.
News feed
News & Articles
from the blog
Public Liability vs Professional Liability: Choosing the Right Insurance for Your Business
In today’s business environment, protecting your enterprise from legal and financial risks is more important than ever. Liability insurance is not just a safety net—it’s a smart investment.
Social Media Fame Comes With Risk: Here’s Why Insurance is a Must for Influencers
As influencer marketing grows into a billion-dollar industry, social media personalities are finding themselves in the spotlight not just for their content—but also for the risks they carry. From copyright claims to brand disputes and online backlash
Insurance for Movies Demystified: What Producers and Creators Must Know
Filmmaking is a high-risk, high-investment venture. From expensive equipment and unpredictable weather to health emergencies involving cast and crew—anything can go wrong on a film set. Insurance for movies is not just an optional add-on
Parametric Insurance: Revolutionizing Claims with Predefined Triggers
Traditional insurance models often come with delays, paperwork, and ambiguity in claims processing—especially in times of disaster or large-scale losses. This is where Parametric Insurance is emerging as a transformative solution.
Unlimited Health Insurance Plans Compared: Reality or Marketing Gimmick?
With medical inflation skyrocketing in India, health insurance plans with higher coverage have become more desirable than ever. In this context, “Unlimited Health Insurance” sounds like a dream.
Claim Intimation Timelines Explained: How Much Delay is Too Much?
When an unfortunate event strikes—be it a hospitalization or an accident—timely claim intimation can make or break your insurance payout. But how late is too late to inform your insurer? Whether its health insurance or motor insurance,
Room Rent Limit in Health Insurance: Does It Shrink Your Claim Amount?
When buying a health insurance policy, most people focus on the sum insured, premium amount, and hospital network. But there's one clause that often goes unnoticed — Room Rent Limit. It may seem like a small detail, but it can significantly reduce your claim amount during hospitalization.
Cashless Hospitalization in Health Insurance: How to Choose the Right Policy
Cashless hospitalization in health insurance has transformed the way policyholders experience medical care. Instead of paying upfront and waiting for reimbursement, cashless hospitalization ensures that the insurer settles bills directly with the hospital.
Tele Consultation in Health Insurance: A Modern-Day Healthcare Solution for Policyholders
In the last few years, the landscape of healthcare in India has undergone a massive transformation. With the rise of technology and the changing needs of patients, tele consultation in health insurance has emerged as a game-changer
RTI in Motor Insurance: What It Is and Why You Absolutely Need It in 2025
When it comes to protecting your car, simply having a standard insurance policy might not be enough. That’s where the RTI add-on, or Return to Invoice, comes into play. This increasingly popular option in motor insurance ensures that in case your car is stolen or completely damaged
